Terms and Conditions

1. Introduction

Welcome to Daabo. These Terms and Conditions ("Terms") govern your access to and use of the Daabo website, products, and services (collectively, "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Services.

2. Acceptance of Terms

You affirm that you are of legal age to enter into these Terms, or, if you are not, that you have obtained parental or guardian consent to enter into these Terms. You agree that by accessing or using the Services, you have read, understood, and agree to be bound by all of these Terms and Conditions. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS AND CONDITIONS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

3. Our Services

Daabo provides innovative insurance solutions tailored for the African market, including but not limited to:

• Cyber Insurance
• Smart Claims & Risk Assessment
• Travel Insurance
• Embedded Insurance
• Business Insurance
• Device Insurance
• Other specialized insurance products

Our Services are provided "as is" and "as available." We do not guarantee that the Services will be uninterrupted, error-free, or completely secure.

4. User Obligations

As a user of the Services, you agree not to:

• Use the Services for any unlawful purpose.
• Impersonate any person or entity.
• Interfere with or disrupt the integrity or performance of the Services.
• Attempt to gain unauthorized access to the Services or their related systems or networks.
• Upload or transmit viruses or any other type of malicious code.
• Violate any applicable local, national, or international law or regulation.

5. Intellectual Property

All content, trademarks, service marks, trade names, logos, and icons are proprietary to Daabo or its affiliates or agents. Nothing contained on the Services should be construed as granting any license or right to use any trademark displayed on the Services without the written permission of Daabo or such third party that may own the trademarks displayed on the Services.

6. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. DAABO MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICES, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7. Limitation of Liability

IN NO EVENT WILL DAABO, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Country/Jurisdiction], without regard to its conflict of law principles.

9. Changes to Terms

We reserve the right to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms, and you waive any right to receive specific notice of each such change.