Automated Underwriting: Eliminate Ghost Devices & Set Accurate Premiums
AI-driven verification of device identity, blacklist status, and physical condition. Ensure accurate premiums and eliminate fraudulent risks before coverage starts.
Ghost device policies — fraudulent insurance for non-existent, blacklisted, or damaged devices — are costly yet preventable losses.
Manual onboarding processes create gaps that fraudsters exploit. Daabo automatically closes these gaps at policy inception.
Primary Services: Device Verification + Device Validation
AI Visual ID: Instant Data Extraction
Automatically extract Make, Model, and Specs from one photo. Eliminates 99% of manual entry errors and prevents agents from inflating device specifications.
Physical Check: Pre-Coverage Documentation
Scan for cracks, damage, and liquid indicators instantly. Results are logged in a tamper-proof report to prevent claims on pre-existing damage.
IMEI Screening: Real-Time Blacklist Checks
Cross-reference IMEIs against global and local databases in real time. Automatically block stolen or blacklisted devices before policy issuance.
99% fewer manual data entry errors at policy inception
Ghost device policies blocked before they reach your portfolio
Tamper-proof documentation of pre-existing damage
AI-verified premiums replace agent self-declaration
Onboarding time reduced from days to under 3 minutes
Full audit trail for NAICOM compliance
How to get started with Daabo
Follow these four simple steps to integrate our AI verification engine into your existing workflow.
Connect Systems
Integrate via RESTful API (1–3 business days)
Agent Training
15-minute training on the mobile SDK flow (in-platform)
Set Rules
Configure automated underwriting rules and thresholds in your dashboard
Go Live
All new policy submissions are verified automatically by AI
Frequently Asked Questions
What is a ghost device in insurance?
A ghost device is a fraudulent policy for a non-existent, stolen, or damaged device. Daabo eliminates these by verifying IMEIs against global and local databases before policy issuance.
How does automated underwriting work with Daabo?
Daabo's AI extracts specs, checks blacklists, and grades physical condition from a single image, delivering an underwriting recommendation in under 60 seconds.
Does Daabo comply with NAICOM requirements for digital insurance underwriting?
Yes. Daabo provides a timestamped audit trail for every submission, ensuring full compliance with NAICOM's digital onboarding requirements.